Hints and tips: One effective way to learn Chinese is to take common tasks that you do in your daily life and start thinking about them in Chinese. So the next time you are out shopping and someone asks how you are paying, you can think of your purchase in terms of 现金 or 刷卡. You can also think about the words to describe the products you constantly interact with, such as your monthly bank statements or any interest you may be paying or receiving for your investments.